overcoming financial stress (and a free resource 🎉)

financial stress is no joke, First name / friend, and we all come face-to-face with it. it’s also a taboo topic that we avoid, and whenever i bring it up, typically triggers someone. but i do it anyway because it’s an essential part of our freedom to choose how we spend our time and define success for ourselves.

 

when i began building my career, i experienced three back-to-back layoffs in three years. i then feared foreclosing on the home i bought in a rush as the result of getting a restraining order against my then landlord (at age 23). feeling like working for other people wasn’t as ‘stable’ as i’d been led to believe, at 25, i started a credit card processing company with my twin brother and ran through my savings in about 6 months. 

 

to say i was stressed would be an understatement. i was living in a cell of my own making, shutting off cable, canceling my gym membership and magazine subscriptions, saying ‘no’ to every invitation for dinner or other fun that had a cost attached to it. i felt like i couldn’t live until i ‘earned it’ and was obsessively checking my bank account.

 

i was punishing myself for not being where i was ‘supposed to be’ or wanted to be.

 

from there, it wasn’t always a straight path ahead. when things finally began to feel stable, it all fell apart again when a whale client left. and then again a couple of years later when we had an embezzlement.

 

i was devastated.  but from that rock-bottom place, i realized that i was living within a constricted scarcity mindset and bringing a lot of suffering onto myself.

 

i wondered what it would be like if i stopped feeling like i had to hold on so tightly and fearfully to money, and instead focus on that for which i was grateful: to put my attention to that which i already had, and not lament that which i didn’t. 

 

some days it was as simple as being grateful for waking up or taking another breath. but that shifted something in me and to this day is a foundational element for how i view the world. and as a result, i no longer feel constrained and money comes in with more ease.

 

i’ve also spent much of my life being a student of personal finance. i love this topic so much that i even wrote a kids’ book on financial literacy (you can see it here)!

 

in the hopes of helping you have less financial stress than i did, i rounded up 21 of the best tools and tips for your money into this free resource.

money is a tool to which we give meaning. you decide how you want it to work for you and what you want your relationship with it to be.

deep breaths, you've got this, darrah

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